Clafiya

Clafiya is a Nigerian healthtech platform that operates as a digital health administrator to make primary healthcare affordable and accessible. By combining a high-interest Health Savings Account (HSA) with an integrated Care Clinic, it allows individuals, families, and businesses to save for medical expenses while accessing 24/7 virtual consultations, home-based nursing, and discounted wellness services. Through its web app and USSD-based technology, Clafiya bridges the gap between financial stability and quality care, ensuring even those in underserved areas can manage their health proactively.